Pay Off Debt By Jackie Beck App Reviews

I love the idea of this app, however after a couple months of recording my payments, NONE of the balances are even close to the real balance. I have even cleared it and reentered the information. Still was incorrect.

Started to enter debts and app continue to crash every time. Frustrating!

I really like this app; has snowball, customization of the payoff of your debts as well as a calculated debt free date. I have been using it for a while and I really enjoy how easy it is to use.

This app is fine as a list of your debts and their corresponding individual amortization tables. I was hoping to have a sum of my minimum payments on all my cards and then have the ability to play around with additional funds to see how much to apply to each card to pay the least interest... you can enter additional funds but you’re on your own to determine the best place to apply them.

Simply said this app helped change my life! I was in a never ending battle with with debt and the simple, straightforward use is this app helped change that. I was able to enter in everything and track my payments as needed. It was easy to modify and sort in the order I wanted to pay them off. Being able to see my progress is very helpful and motivating. If you are looking for a place to start, I highly recommend this app!

Graph doesn’t work and app keeps shutting down since last update

This is pointless. I can't believe I wasted $4.99 on this. I want my money back.

We love this app. It is easy to set up, and it is easy to use. It gives us the motivation to keep sacrificing every month to watch our debt disappear.

This app is so great to keep track of bills and keeping track of what you pay each month & shows you how long it will take to pay off a loan, CC, ect. Very easy to use. Love!!!!

This app is so simple to use and very flexible. But the greatest thing is when I realized with the snowball method, I can be debt free in two years!

This is a great app to motivate you to get out of debt. It's user-friendly, inexpensive, and allows you to adjust numbers to see how small changes can affect overall debt repayment. It's helped me in the month I've had it and I look forward to becoming debt free much more quickly than I would have otherwise!

This app is great, i would give 5 stars if touch ID feature is added in the next update. Also additional charts for report would be nice. Otherwise, it's a descent app to manage your debt! 😀😀

I like this App because it helps me keep track of my debts in an efficient manner. Every time I update a debt/made a payment, it helps to visually see that the debt balance is lowered. I've never had any problems within the App and it's simple to setup and navigate. I can't wait to be out of debt for good and I feel like this App is going to be an extremely helpful tool in accomplishing that goal.

This app’s simplicity is great to focus purely on the numbers and see your debt payoff progress. It’s helped me stay accountable and pay off credit cards much faster. Some of the features are counterintuitive and a little annoying, but once you get used to it the benefits far outweigh the drawbacks. Highly recommend.

I love this app so much. We are in the middle of a massive debt snowball and this app is so easy to use, gives me all the information I need to see our progress and how long it will take, and great visually too! Definitely worth the $3.

I’ve spent quite a few bucks trying all these debt reduction apps. Some don’t reports but have a great interface. On others the interface looks something from the 80s but the reports are great. I’ve finally settled on this app. It truly is the best. I really like, too, that you can play with the Snowball amount and see the differences without affecting any of the accounts. This way you can see the time until payoff. On some other apps, if you change the Snowball amount it screws up the previous payments and it’s a nightmare. HIGHLY recommended.

Absolutely love this app. The snowball effect keeps me motivated and I can see the light at the end of the tunnel!

I think this app is very intuitive-add your debts in the settings page and see it when you open the app. I don't really understand the reviewer who said they couldn't set it up-it seems simple enough to me and I'm not the most tech savvy person. You can track your payments easily, whether you pay the minimum or custom amount. If you are looking for a visual of your debt and a better understanding of your payments, interest, and time to becoming debt free, this app is for you!!

Password lock does not work.

Great app!

Love this app. Simple, visual and addicting. Lets you adjust payments, rearrange order of paying off debts and puts things in perspective. Only suggestion I would offer is for developer to put a note of which "mode" it's in when you are looking at your debts. When I first set it up I forgot that I chose the snowball method of paying everything. It wasn't until I switched to the regular mode that I could really see the benefit of "snowballing." Having something clearly indicating this (and not just in the option settings) could be useful if you need the visual reminder, as I do. Highly recommended.

I like how simple the app is but it needs some improvement for adjusting the amounts. Always a few cents or dollars off. So now I don't do the auto pay I just enter in the amount off the principle each month. For the amount payed for this app it is very limited. Please make these simple change. Love that it give you estimate pay off dates

It is a great way to keep track of your debt and it is a great motivator to help you get closer to your goal of being debt free. When I am eventually debt free I will miss using the app because it has become a part of my bill paying routine

Awesome app!!! Perfect!

Very very basic app.

Latest update said that the payment reminder was fixed, but its still not working. I'd love to have payment reminders fixed soon. Otherwise great app. Nice updates. Glad we can network data to other devises now.

The app looks and functions as though it was made for iOS 3. Look elsewhere...

After updating to the last version, existing graph data is not being displayed properly. Instead of showing the orange bar, it’s completely black. Also, this app is in ios12 but it feels like it’s made for iOS 9. Come on dev. We paid you. Give us biometric locking and cloud sync.

I have tried so many apps until I came across this one. Absolutely wonderful.

This app is about as user friendly as reading a map blindfolded and drunk. I read all the reviews, watched each tutorial and still couldn't get the product to work correctly. Do yourself a favor and don't waste your time, effort or pocket change!!!

This is pointless. I can't believe I wasted $4.99 on this. I want my money back.

Being able to see how much I owe and how quickly I can pay this off using the snowball method is very motivating. It helps me realize that I can live debt-free. And not just realize it but I'm going to do it.

Great way to put your bills in In order. Love it!

As other reviewers have pointed out, this app is a basic, yet terrific app for tracking debt pay-off. It has certainly helped motivate me to pay off debt once and for all. Very intuitive and easy to use!

I've tried other debt repayment apps but none compare. Love this app, so easy to use and modify your balances as needed. Very user friendly. And love the graphics and progress bars!

I hardly ever go out of my way to write a review for an app but I had to make an exception for this app. Almost a year ago, I was looking at 10k in debt. Today I have paid off 3 of my 5 debts, with a little under 5k to go. While it's taken a lot of patience, changes in lifestyle and being wise with extra income, this app has also completed the puzzle. In the beginning, I was using an excel sheet that messed up constantly and didn't account for certain things. I found this app on a financial website and downloaded it immediately. It's worth the money, and I show it to anyone who will let me. It's very user friendly, gives you an estimated date you will pay off, and some days it feels more like a game rather than something scary (I challenge myself sometimes to make the pay off date sooner). The visuals and options are great. Even if I haven't made a payment, I check the app a couple times a week to remind myself how far I've come and to encourage myself to keep going. One day I will pay this off! Thank you so much Pay off Debt, you are helping me reach my goals!

I never write reviews but I love this app so much I had to write one. This app is seriously the best. It has helped me get out of debt before and it's helping me again. So easy to use. it's my saving grace.

I have been using it to get rid of my debt and it certainly guides you into how much you must pay to get rid of the smallest to the largest debt according to the money you have saved. Very good app to have! It puts all of your debt into perspective.

I like that I can configure my snowball and use it as a guide to help get out of debt. It also helps me see progress being made.

Very easy app to use and get started. Motivated me to want to see my debt # decline.

This app helps keep my accountable and stay on track. It's a great app!

It is so simple to use and so helpful. I don't have to worry about complicated things I just plug in the information plug and what I'm willing to put in extra and adapt it as I need to

Love this app. Easy to use and helps me stay motivated to pay off debt, by seeing my progress each month.

This app is easy to use and is amazingly motivating!

I have never before been so motivated to pay off debt! This app makes it a WIN/ WIN!

It is easy to use, simple to load the data in and has a simple "paid" feature. It is great to watch the debt being paid down - love the visuals and the timeline chart. It's great that it syncs between iPad and iPhone!! In the future would like to see enhancements that allow for bi-weekly payments such as automatic payroll deductions for things like car payments or 401K loan repayments.

Use this tool to get a handle on managing any credit debt. Use it to provide options that make sense in paying off your credit debt

The type of debt had to be selected twice for some categories; the due date defaulted back to the 1st; the Cancel button didn't work. Not worth it.

Practical, flexible, and encouraging! This app can change your financial life.

I love this App!!! It is helping me pay off debt!!!

If you wanna sync data between devices good luck it's a good app but the syncing problem makes it crap. Better off with pen and paper

Love this!! I can actually set up loan amounts and show every payment that I made to pay the balance down.

My biggest debt is my mortgage and other apps like this don't amortize, but this one does and I love it! It even accounts for my escrow and subtracts it from my principle and interest! Is it sad that I'm excited to pay next months bills and watch my numbers go down? There's one downside, though..I've been on the debt payoff journey for a while and I'd love to see my progress from before I downloaded the app. I already added them and said I owe $0 on it but I'd love to see my progress on the graph. That's totally not a big deal though, the app still deserves all 5 stars

I love this app. It could use a few things, live landscape view, smaller text so it fits better on the screen, a graph would be great. Emergency fund at the top of bills list, option would be great. All in all it is the best I have found so far, i have downloaded lots of snowball apps, Best one so far, i really like it.